OSAP
The Ontario Student Assistance Program (OSAP) is a financial aid program only for Ontario residents, who are Permanent residents, Citizens and protected persons. OSAP can help you pay for college or university. OSAP offers funding through grants (money that you don’t have to pay back) and a student loan (money you need to repay once you’re done schooling). When you apply for OSAP, you are considered for both grant and a loan. If you don’t wish to take a loan, and you’re a full-time or part-time student, you can decline it after your application is approved.
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Types of OSAP Funding:
Grants: Non-repayable funds.
Student Loan: Must be repaid after completing school.
Note: OSAP applications consider both grants and loans. If a loan is not desired, it can be declined.
What OSAP Covers:
Tuition
Books
and equipment
School fees
Eligibility
- Must be an Ontario resident.
- Can be of any age.
- Must be a Canadian citizen, permanent resident, or protected person.
Determining OSAP Amount:
Amounts depend on factors like:
- Education expenses including tuition, books, and living expenses.
- Whether the student is attending full-time or part-time.
- The personal financial situation, including family’s income, size, and number of dependents.
Additional Funding:
OSAP offers more support for:
- Indigenous students.
- Youth from Extended Society Care.
- Persons with disabilities.
Note: Funds from a Registered Education Savings Plan (RESP) will not impact the OSAP amount.
For more info please contact us or visit (www.ontario.ca/page/osap-ontario-student-assistance-program)