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The Ontario Student Assistance Program OSAP is a financial aid program that helps students in Ontario pay for college or university. OSAP is available to Ontario residents who are Canadian citizens, permanent residents, or protected persons.

OSAP provides two types of financial support. Grants are funds you do not need to repay, while student loans must be paid back after your studies are complete. This support can help cover tuition fees, textbooks, living expenses, and other education costs.

When you apply for OSAP, you are automatically considered for both grants and loans. If you only want to receive the grant and not the loan, you can decline the loan after your application is approved. OSAP is available for both full-time and part-time students. OSAP makes higher education more affordable and accessible for students across Ontario. Apply now to find out how much financial help you can receive.

Determining OSAP Amount

Amounts depend on factors like:

  • Your education costs include tuition fees, textbooks, school supplies, and living expenses.

  • Your enrollment status whether you are studying full-time or part-time.

  • Your financial situation includes your income, your family’s income, the number of people in your household, and how many dependents you have.

These details help determine how much grant or loan funding you can receive to support your college or university education in Ontario. Make sure to provide accurate and up-to-date information when completing your OSAP application to get the maximum support available.

Types of OSAP Funding
What OSAP Covers?
Eligibility

Additional Funding

OSAP offers more support for:

  • Indigenous students.
  • Youth from Extended Society Care.
  • Persons with disabilities.


Note:
Funds from a Registered Education Savings Plan (RESP) will not impact the OSAP amount.

Learn more – [Visit Ontario Govt Website]